Effective Date: 1/6/2025

Introduction
Samar I Insurance Agency (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you interact with us. By using our services, you agree to the terms outlined in this policy.

1. Information We Collect
We may collect the following types of information:

  • Personal Information: Name, address, phone number, email, and other identifying information you provide.

  • Financial Information: Payment details required to process transactions.

  • Technical Information: IP address, browser type, device information, and cookies collected when visiting our website.

  • Communication Information: Details collected through SMS or email interactions.

2. How We Use Your Information
We use the information we collect for the following purposes:

  • To provide quotes, process transactions, and deliver insurance services.

  • To communicate updates, reminders, and important notifications regarding your policy.

  • To comply with legal and regulatory requirements.

  • To improve our services, website functionality, and customer experience.

  • ​SMS opt in data will not be shared with anyone for any reason.

3. How We Share Your Information
Samar I Insurance Agency does not share phone numbers collected for SMS consent with third parties or affiliates for marketing purposes. We may share your information in the following cases:

  • With trusted service providers who assist in processing claims or providing services.

  • When required by law or to protect against fraud or unauthorized activity.

  • With your consent or at your direction.

4. SMS and Email Communications
We may send SMS or email communications related to your insurance policy, reminders, and updates.

  • You may opt out of SMS messages at any time by replying STOP to our messages.

  • Email preferences can be managed by following unsubscribe links in emails.

5. Data Security
We implement reasonable physical, electronic, and administrative safeguards to protect your data from unauthorized access, disclosure, or misuse. However, no system is completely secure, and we cannot guarantee absolute security.

6. Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance your browsing experience, analyze website usage, and personalize content. You can adjust cookie preferences through your browser settings.

7. Your Privacy Rights
You have the right to:

  • Access, update, or delete your personal information.

  • Request information about how your data is used.

  • Opt out of marketing communications.
    To exercise these rights, please contact us using the details provided below.

8. Children’s Privacy
Our services are not intended for individuals under the age of 18 without parental consent. We do not knowingly collect personal information from minors.

9. Policy Updates
We may update this Privacy Policy periodically. Any changes will be posted on our website with the effective date indicated. We encourage you to review this policy regularly.

10. Contact Us
If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us at:

Thank you for trusting Samar I Insurance Agency with your information.