Life Insurance in East Tennessee
At Samar I Insurance Agency, we help individuals and families across Knoxville, Maryville, Oak Ridge, Seymour, and Farragut find the right life insurance coverage to protect their loved ones’ future. Whether you’re planning ahead or navigating a major life change, our team is here to guide you with compassion, clarity, and care.
As a woman-owned agency rooted in the community, we take a personalized approach—explaining your options, answering your questions, and ensuring your policy aligns with your goals and budget. From term life to whole life and everything in between, our priority is helping you feel confident and covered every step of the way.
With Samar I Insurance, you’re not just buying a policy—you’re gaining a partner who genuinely cares about your family’s financial well-being.
Step 1: Contact Us
Email, call, or text us and we'll get a quote started that addresses your needs
Step 2: Add Coverage
Look over your quote and make sure it's ready to become your main policy
Step 3: Peace of Mind
Your policy is active and protecting your assets from life's surprises
Why Is Life Insurance Important?
Life insurance provides financial protection for your loved ones in the event of your passing, helping cover expenses like funeral costs, mortgage payments, and daily living needs. It ensures that your family can maintain stability and avoid financial hardship during an already difficult time. Investing in life insurance is a simple but powerful way to secure your family's future and leave a lasting legacy of care.
be ready for all life's moments
We can insure everything that matters to you. All managed by a local agent right here in West Knoxville!
Auto Insurance
Auto insurance provides peace of mind when out on the road knowing
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Business insurance protects your company from unexpected losses like property damage, lawsuits,
read moreHome Insurance
Home insurance provides valuable peace of mind knowing that your most valuable
read moreFlood Insurance
Flood insurance is a specialized policy that covers damage to your home
read moreLife Insurance
Life insurance helps make sure your family is financially covered in the
read moreUmbrella Policies
Umbrella insurance provides extra liability coverage that goes beyond the limits of
read moreStart your journey to better insurance here.
Start your journey to better insurance here.
Start your journey to better insurance here.
Start your journey to better insurance here.
We love Samar and her team!!! Samar has great communication skills and a wealth of knowledge about insurance. She is someone you can trust to take great care of you, be there for you and also find you the best rate. She saved us a lot of money by switching to AAA both both home and auto! Highly recommend!
Are You Prepared?
Life insurance helps make sure you're financially covered in the most difficult times.
Life insurance is a contract between you and an insurance company that provides a payout (called a death benefit) to your chosen beneficiaries if you pass away while the policy is active. It’s designed to offer financial support to your loved ones when they need it most.
The most common types are term life insurance, which covers you for a set period (e.g., 10, 20, or 30 years), and whole life or permanent insurance, which provides lifelong coverage and may build cash value over time.
The amount depends on your income, debts, family needs, and long-term financial goals. A general rule of thumb is 7–10 times your annual income, but a licensed agent can help you calculate the right amount for your situation.
Yes, many providers offer policies with varying levels of health requirements. Some policies may require a medical exam, while others offer simplified or guaranteed issue coverage without one.
The sooner, the better—life insurance is typically more affordable when you're younger and in good health. Buying early locks in lower rates and ensures your loved ones are protected no matter what the future holds.
