Terms and Conditions for SMS Messaging

By subscribing to receive SMS messages from Samar I Insurance Agency, you agree to the following Terms and Conditions. Please read them carefully.

1. Opt-In Process: To receive SMS updates from us, you must opt-in by texting INSURANCE to 865-312-8777. After opting in, you will receive a confirmation message, which will inform you of the message frequency and any associated charges (e.g., message and data rates may apply).

2. Opt-Out Process: You may opt-out of receiving SMS messages at any time by replying “STOP” to 865-312-8777. Upon opting out, you will no longer receive SMS communications from us. You may also text “HELP” for assistance or to get information on how to re-opt-in.

3. Frequency of Messages: You will receive up to 2 messages per week. This frequency may change over time, and if it does, we will notify you in advance.

4. Message & Data Rates: Standard message and data rates may apply when you send or receive messages in connection with our SMS service. The rate depends on your mobile carrier and your plan. Please check with your carrier for details.

5. Use of Data: We collect your phone number when you opt-in for SMS services. This information will only be used for the purpose of sending you SMS alerts, promotions, and updates about our products and services. We will not share, sell, or rent your information to third parties. All personal data will be treated in accordance with our Privacy Policy.

6. Data Protection & Privacy: We take your privacy seriously. All personal information you provide is stored securely and will not be shared without your consent, except where required by law. Your personal data will not be used for any purpose other than sending you the SMS messages you have subscribed to.

7. Restrictions on Use: You agree not to use the SMS service for any unlawful purposes or to send messages that are abusive, harassing, or otherwise violate the rights of others. We reserve the right to block any user who violates these terms.

8. Amendments to Terms: We may update these Terms and Conditions at any time. If changes are made, we will notify you through SMS or post the updated terms on our website. Your continued use of the SMS service after any changes constitutes your acceptance of the new terms.

9. Disclaimer of Liability: Samar I Insurance Agency is not responsible for any delays, message failures, or service interruptions caused by factors beyond our control, including but not limited to carrier issues or technical problems.

10. Contact Us: For questions or more information about our SMS service, please contact us: